Helpful Articles

UK motorists looking to drive their vehicles whilst abroad should exercise caution before setting off.

This was the advice offered by Sainsbury's Car Insurance who stated that unless drivers take steps to make sure that they have adequate cover before leaving to go on a foreign driving holiday then they could be faced with costly repair bills. According to the company, just under a fifth (17 per cent) of people are planning on taking their vehicle abroad during the next year. Overall, France was targeted as being the most likely destination for a foreign driving break, with some 4.58 million drivers planning to take their cars to the European country over the next 12 months. However, 1.89 million are set to hit the road in Ireland, with 1.7 million going on a trip to Germany. Spain, Italy and Belgium were also shown to be sought-after locations for drivers.

In addition, it appears that people are planning a comprehensive journey, with about 50 per cent of all those travelling overseas foretelling they will cover more than 1,000 miles driving while away, meanwhile 19 per cent are predicting to drive between 501 and 1,000 miles.

Also, before setting off to hit the road for Paris, Rome, Berlin or any other European destination, Sainsbury's Car Insurance not only urged motorists to get fully comprehensive car insurance but urged them to get in touch with their provider to advise them of their intentions to go away prior to their departure. It was reported that although many insurers provide cover for driving on the continent, policyholders need to let their insurer know of their intentions. Should this not happen, Sainsbury's reported drivers could see their cover reduced to only incorporate third party, fire and theft.

For those tourists who fail to ensure that they have an adequate policy whilst on their holiday abroad it it is entirely possible that they have to dip into their own pockets in order to fund the cost of vehicle repairs following a breakdown, accident or theft. This could have an impact on their ability to manage loans, credit cards and mortgage repayments upon their return to britain.

To minimise the likelihood of getting into difficulties whilst on holiday, the company urged drivers to plan their route carefully and to make themselves aware of the motoring legislation for the countries that they will be driving through. Additionally, checking tyre pressure and brake fluid levels before departing was also recommended.

Car insurance manager for Sainsbury's, Joanne Mallon, reported: "When going on holiday, most people will remember to take travel insurance but we are concerned that some motorists are overlooking the need to ensure that their car journey is fully covered. Having an accident anywhere is bad enough but when abroad it can be compounded by a lack of local knowledge; to then find that the other party's damage is covered, but not your own, is surely a blow worth avoiding."

Those people looking for a useful way to pay for a trip abroad may discover that obtaining a personal loan is a good course of action. And for those wishing to buy a car to take to the road for an adventure holiday abroad, cheap loans could not only help with purchasing a vehicle but also help fund an adequate comprehensive insurance policy. Borrowing for the means of getting a car could also be recommended, as a recent Experian study showed 20 per cent of males would go overdrawn in order to get a set of wheels.

Mark Dawson writes for Loan-Arrangers .co.uk where visitors can compare loans online. With online application for everything from homeowner loans to tenant loans. Visit today http://www.loan-arrangers.co.uk